Dev Raga is a Melbourne (Australia) based podcaster who discusses common financial topics. This ranges from saving, investing, debt reduction, personal insurance and many more topics. He also gets really geeky about finance sometimes! We are on Facebook: @DevRagaPersonalFinance We are also on: 1. DevRaga.com 2. Castbox.fm 3. Anchor.fm 4. Apple podcasts 5. Spotify 6. Breaker Audio 7. Castro 8. RadioPublic 9. Player.fm 10. Podcast Addict 11. MixCloud 12. Overcast
My name's Matt, I'm a country boy for regional Victoria who is on track to reach Financial Independence and Retire Early (FIRE) by my mid-thirties. I interview guests who have already reached or are on their way to financial freedom and also answer listeners questions on the last Friday of every month. You can learn more about the FIRE movement in Australia here https://www.aussiefirebug.com/start-here/
In this episode we discuss automation, specifically in relation to paying yourself first. We break down costs, when it comes to vanguard personal investor account.
www.aussiefirebug.com/aff/Some of the topics in today's episode are:➡ Tax minimisation (00:01:25)➡ Should I wait until the next recession before I start to buy shares? (00:10:17)➡ Leveraging into shares (00:21:14)By Aussie Firebug
In this episode we discuss dr p’s question about their problem: $1million in the bank. We then discuss the power of savings rates when it comes to investment returns!
In this episode we answer dr db’s question about dca or lump sum investing. We also do a deep dive on stock buy backs.
This is a common topic request I get. In this episode we discuss the tax implications of investing for children. We also discuss investment bonds, etfs, lics, index funds, and most of all to keep healthy to teach kids good habits!!
In this episode we answer Mohsin’s question about automation. We also dwelve deep into the world of corporate fraud, accounting fraud, white collar crime, insider trading, ponzi and pyramid schemes.
www.aussiefirebug.com/aff/Today’s episode is focussing on family financial topics. I thought I’d get an expert in this subject manner on the pod so I’ve invited Lee from Family Finance to help me answer your questions.We’re going over three questions today:➡ Private health insurance and who Family Finance uses (00:03:55)➡ Balancing how to give your…
Today I’m speaking to Glen James, a multiple award-winning financial advisor who is the creator and host of the very popular podcast, My Millenial Money.Glen's a self-proclaimed 'spender' but was able to develop a process and system to manged his own money at an early age that ultimately lead him to financial success. He then went into helping othe…
In this episode we will discuss Dr X cryptocurrency fraud story, and go into detail about types of consumer fraud.
Today I’m chatting to Lacey Filipich, author of 'Money School' which is an Australian book about becoming financially independent reclaiming your life.Lacey resume is very impressive, she's an engineer, author and successful entrepreneur starting multiple companies who reached financial independence in her early 30s.Some of the topics in today's po…
In this episode we answer a question from neets who is a final medical student who asks: how to save for a home deposit and what concessions are there for first home buyers? We also discuss the concept of rent to own home schemes!
In this episode we will discuss the concept of rent vesting by using a typical example. Thank you monique for suggesting this topic.
www.aussiefirebug.com/aff/Some of the topics in today's episode are:- How do companies like BetaShares and Vanguard weight individual companies in their ETFs? (00:02:34)- Anxiety from leaving your job once you have hit your FIRE number (00:10:16)- How to handle tax returns when you start to invest in ETFs (00:21:05)…
We continue on to discuss the basics of currency trading. We cover leverage, pips, current exchange rates, factors affecting current demand and supply, government manipulation of currency. We also answer dr x’s question about carry forward of unused concessional contributions!
Today I invited one of my favourite Aussie FIRE bloggers on the pod, and that’s none other than Aussie HIFIRE. HIFIRE works in finance and is looking to create a higher than average income stream to fund his retirement. Some of the topics we cover are:- Who is Aussie HIFIRE? (00:04:30)- What is HIFIRE and how does it differ from regular FIRE? (00:0…
Hey guys, welcome to the Aussie Firebug podcast, My names Matt, I’m a country boy for regional Victoria. I barrack for the Magpies, I love to snowboard and I play way too much Call of Duty. I’m a pretty normal bloke, but the one area where I’ve always been a bit different is when it comes to money and investing. In fact, I’m on track to reach finan…
In this episode we discuss currency trading, and use basic examples to highlight important points. In part 2, we will focus on pips, exchange rates, currency pairs and more.
We have cracked 16000 unique listeners monthly!! In this episode we specifically focus on investment property deductions which are legal, and what is not allowed to be claimed. We also hear a review from the most epic username on apple podcasts!!
Today's episode covers the incredible story of how retail investors are taking on billionaire hedge funds. This David vs Goliath story heated up last week and the big wigs on Wallstreet resorted to insanely dirty tactics to try and break the internet army. Some of the topics we cover are:- What is GameStop (00:03:40)- What does it mean to short a s…
What happened this week with gamestop, and where to from here. I break it down in the simplest form, and provide my thoughts on an evolving story.
www.aussiefirebug.com/aff/I'm joined today by Captain Fi. Some of the topics we chat about are:- Speaking to financial advisors and where to find good ones (00:05:39)- Is it a good time to buy bitcoin?(00:18:38)- DCA vs lump sum investing(00:33:07)By Aussie Firebug
I have included 10 common questions I get asked a lot. Hopefully this covers the basics about me, my podcasts and my co host!
In this episode we discuss the concept of salary packaging / salary sacrifice. Subtopics include: capped vs uncapped benefits, meal and entertainment, help debt repayments and more.
Today I’m chatting to Dev Raga, a medical professional from Melbourne who migrated from India as a child in the 80's. Dev runs his own podcast at devraga.com and is breaking the stereotype of Doctors not being the best with money with his educational content on various personal finance topics. Some of the topics we cover are:- Dev's background (00:…
In this episode we tackle index weightings. There are three main ways indexes are weighted: 1) market cap, 2) price weighted, 3) unweighted. We also answer an important question about choosing your medical speciality training program.
In this episode I reflect on the major lessons I have learnt from 2020 from a money, debt, personal finance and investing perspective. Happy new year!!
In this episode we will tackle a listener question about the temporary residence absence rule. We also do a deep dive into the points, percentage change and basis points system!
In this episode I discuss the concepts of dividend reinvestment plans and fractional shares. I use examples to highlight each of these concepts.
In this episode we discuss a listener situation, a young medical student has already started to invest. Well done. We discuss the phases of market cycles, and how it may impact your investing strategy.
In this episode I discuss how and why I started this channel, and will provide 10 basic steps to get started with your personal finances.
https://www.aussiefirebug.com/aff/A bit of a different AFF today guys, It's been ages since I last uploaded any audio content and I wanted to give you all an update as to what has been going on and where the podcast is heading.I also touch on a topic that I've already covered but my thoughts have changed over the last few years and I think a few pe…
This is the last episode in my deductions series. In this episode we discuss little known deductions such as ATO interest, superannuation concessional contributions, gifts and donations, political campaigns, investmenr costs and more.
In this episode, Raymond gives us a tip about early stage innovation company. We also discuss self education expenses and tools and equipment. This is part 5 of 6, in our tax deductions series.
In this episode we discuss the various ways you can use to calculate home office deductions. 1) short cut method, 2) fixed costs method, 3) actual costs method.
After reading a lot online about people waiting to invest due to the uncertainty of next weeks presidential elections, we discuss the presidential election cycle and how it affects the stock markets! The motto is always #stayinvested
In this episode we discuss listener questions about de accumulation assets. The main topic is about work related clothing expenses with many examples to discuss real life scenerios.
This is part 2 of my mini series on tax deductions. Let's discuss vehicle related expenses, travel expenses and the two main methods of car deductions! I also answer the most common question u get, active v passive investing and index v etf investing.
In this episode we will discuss the concept of income and deductions. There are differences between a tax deduction vs a tax credit. This is part 1 of a 6 part series on tax deductions.
In this episode we do a deep dive into the costs of owning an EV. I also discuss some of the quirks and annoyance of my EV -the Tesla model 3 SR+.
In this episode we tackle the concepts of angel investing and venture capital. Thank you to welwyn for topic suggestion.
In this episode we tackle bull and Bear markets and discuss their definitions. We go into detail about various strategies active investors may want to employ when trading in these markets. We also tackle listener questions from a medical student called J!
In this episode we answer a listener question about 30-30-20-20 budget strategy. We take a detailed look at a financial plan, and the important elements of it.
I was fortunate enough to be featured in an interview with Dr David Keir who is the host of Dental Head Start Podcast. In this episode we go back to the basics of finances, and discuss some of the pitfalls that health care professionals may come across when it comes to saving, expenses, debt, investing, and retirement. If you are new to my podcast …
In this episode, we will extend deeper into behaviour finance topics such as prospect theory and disposition effect!
In this episode, we will discuss the concept of utility, utility theory and how it's very relevant to our personal financial situation almost daily.
In this episode we answer listen questions about mortgages on personal homes and investment homes. We also dive deep into investment bonds!
In this episode we will discuss about bitcoin, which is a specific cyptocurrency.
In this episode we will discuss about block chain technology and use analogies to understand it's real world applications.
In this episode we will discuss the concept of liquidity when it comes to finances. Subtopics include: market liquidity, accounting liquidity, ratios, depth of market.