show episodes
 
Wealth Talks podcast is an educational podcast that helps you build Wealth in all areas of your life. Increase your Financial IQ, develop personal growth, and create a lasting legacy all while getting exposed to the strategies that successful people are using. You’ll get actionable strategies and intelligence that you can immediately put to use to start creating real and lasting generational wealth. See more on our website: https://www.life-benefits.com/podcasts
 
What matters most to you? We often hear it’s about family, faith and providing for future generations. This father and son podcast reminds you of the evening stories you hear while sitting back in a rocking chair on the front porch. The conversations are beyond talk of the stock market and more about the legacy you want to create. Truly, it’s a new perspective on how to see and enjoy this incredible land of possibilities in front of you.
 
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show series
 
The walls of Jerusalem were crumbling, just outside the Babylonian army was waiting to loot and burn the city and carry the Israelites into exile. In the midst of this looming catastrophe, God told Jeremiah to buy land. In such a time of crisis, why would God tell Jeremiah to buy land? Can this help us know how to act in today’s troubled times? In …
 
Recently a poplar investment and financial website ran an article about Life Insurance, but the article was inaccurate and not true. We responded with a new article on the subject, bringing much needed clarity to how Cash Value Life Insurance works. Today on Wealth Talks, John and Ben talk about the different types of Life Insurance available, and …
 
Protecting yourself legally is a must. But how do you go about it? Most Lawyers are happy to “set you up”, but it might be exactly that! Today on Wealth Talks, Tom and John are joined by Attorney Lee Philips, a Counselor to the U.S. Supreme Court, to talk about ways you can protect yourself legally. Do not miss this episode… Listen Now! Call John t…
 
Some people advocate borrowing from a life insurance policy for everything. Others vehemently oppose taking a policy loan at all. What should you do? The answer is simple though not conclusive… it depends. Sometimes it makes great sense to take a policy loan. At other times, you can save more money by borrowing elsewhere. Today on Wealth Talks, Tom…
 
With low interest rates right now, does it make sense to make extra payments right now? This is an area of confusion for many, and it is often glossed over by the experts in finance. Today on WealthTalks, Tom and John discuss making extra payments on a mortgage, and even using a HELOC to pay off the mortgage early. Knowing the facts can save you a …
 
Its been an exciting few days! The new book How to Build Sustainable Wealth has finally premiered as a softcover. Many people are struggling financially. They are doing all they know how to do, but their money keeps slipping through their fingers like sand. Frustrated and upset, they turn towards a Financial Planner for help. Sadly, this is often t…
 
The Economy is suffering, stability is not an accurate description of the Market, and the Federal Reserve seems to be playing a game of Jenga with our monetary system. It seems as if any moment everything could come crashing down. What should we do?… what can we do? In uncertain times, like the present, many are advocating buying silver or gold. Is…
 
Real Estate prices have been fluctuating for years. Goaded by natural disasters, crime and political intrigue, real estate prices have been anything but stable. Seemingly “safe” properties are not immune, the arrival of a less than desirable neighbor, or the whim of some politician can change your home’s value drastically. All told real estate seem…
 
The purpose of TUMS and other antacids seems straightforward - almost like a magical formula to solve Heartburn and acid indigestion. But how do antacids work? They either neutralize the acid in your stomach or, depending on the product, they might prevent you from making as much acid in the first place. With no acid to slosh up your esophagus, you…
 
It’s obvious that Christian faith is under attack on many levels across America. This inherently includes an attack on the Judeo-Christian values which support the ownership of personal property and allow American families to build sustainable wealth. Dr. Ralph Reed’s latest book For God and Country provides a defense of Judeo-Christian values espe…
 
YouTube has changed the world of learning. With a simple search, we can find videos to learn about almost anything under the sun. But there is so much non-relevant, outdated, and even mis-information online too, that trying to sort out the gold can be frustrating. Today on WealthTalks, you get a “behind-the-scenes look” at the Life Benefits YouTube…
 
The McGriffs talk about how you can be coachable through the process of life. They dive into some incredible coaches and explain using a NBA analogy. They recommend implementing the infinite banking system in our lives. Highlights: Being in the COVID world - 1:12 About generational planning - 4:19 Everything is changing - 5:15 Why coaching is neces…
 
Only 59% of Americans own life insurance and 50% of these people are still under-insured. Why don’t people own more life insurance? Perhaps it’s because they: Have been told it’s a bad investment? Have heard misunderstandings about life insurance Had an experience with a bad policy (or a bad agent) Or maybe they think: Group life insurance is enoug…
 
COVID is on the rampage! Stay safe, stay home, wear a mask, social distance, but you could die anyway. Fortunately, you can discover if you have the disease by taking a simple test. Unfortunately, 80% of positive test results are false positives, but so what? Oh, and pull up that mask, all the way over your nose… it’s to keep you safe… it’s to keep…
 
Many people think the Federal Reserve is a wing of government… but in actuality it is a Private Cartel. The unusual thing about the Federal Reserve is their ability to create money. We have to work to make our money, but the Federal Reserve can simply print its very own Benjamin Franklins. In today’s day and age, they don’t even have to print. They…
 
This episode is part three on the cash flow series! The McGriffs talk about cash flow during the pandemic and dive deep about how timing is everything. Highlights: Cash flow during the pandemic - 2:42 Everything happens the same way during a crisis - 3:30 One of the major things when it comes to cash flow - 4:29 The financial industry during the la…
 
Is The United States of America a Democracy, a Republic, or something else? Does the Constitution uphold the Lockdown? What is the Electoral College? Was the 17th Amendment in 1913 good or bad? These are important questions, how do we find the answers? Today on Wealth Talks, Tom and John are joined by constitutional scholar Rick Green. Rick knows e…
 
If you let procrastination get a grip on you, it can crush you! People procrastinate all the time, whether rushing busily around doing nothing, or lazily evading their work. One thing people procrastinate about a lot, is their money. They make their money, but then they lock it some place they can’t get it. Or, they hand it over to their Financial …
 
When will things go back to normal? What are changes that might arise from this pandemic? What is racism? What can we do about the personal economic impact of everything going on? Today, Rabbi Daniel Lapin (America’s Rabbi), TV host and bestselling author of the book Thou Shall Prosper, joins us on WealthTalks. Listen as Rabbi Lapin answers these a…
 
Krish Dhanam joins the show today! Are some of George Orwell’s famous predictions coming true? Ignorance is Strength Freedom is Slavery War is Peace Foundations matter - and no less in the times we are living today. When you draw a line there is always a price to pay, but history shows that people who draw the line and stand by their values are the…
 
Universal Life Insurance and especially Indexed Universal Life Insurance (IUL) is a relatively new type of insurance, and one which has created a lot of controversy. Some almost swear by it, others just as vehemently oppose it. Some like it because they say it allows them to still dabble in the market, while retaining a death benefit. Others detest…
 
Originally called “old-age insurance protection”, Social Security was supposed to be a supplemental form of income for those who had not saved enough. Today Social Security has become the primary source of income for many retirees. Social Security gets the money it pays out by taxing people who are still working and also by taxing its own payouts! …
 
This is part 2 on the three-part series about cash flow! The McGriffs talk about cash flow, how to build it, and why it is important. Highlights: Why we need cash flow - 1:57 Having a more certain future - 2:20 The importance of what Nelson Nash taught us - 4:46 The key is to ask “why” - 6:36 Having an independent thought - 6:54 A different approac…
 
We’ve probably all heard the term Becoming Your Own Banker. Why would anyone want to be a banker? Aren’t bankers the professionals? Why not just let them manage all the money? Today on WealthTalks Tom and John share some very interesting and astounding, numbers. At the end of this podcast you will not only realize exactly why you should manage your…
 
This is a three-part series on cash flow! The McGriffs dive in to understand why we do what we do in the financial space. Today’s episode is about thinking about retirement differently. Highlights: Their view about retirement - 1:38 Always creating value in some way - 2:01 Retirement as an amazing time - 4:51 We are always talking about cash flow -…
 
Recently a few articles have made their way into the news about Insurance Companies turning down would be purchasers due to the COVID19 Pandemic. Perhaps the Wall Street Journal put it best stating “Some Americans are being turned away trying to buy Life Insurance”. Today, Dan Foley, Senior Vice President of Marketing Technology with Security Mutua…
 
Recently there have been some sensational articles in the media suggesting life insurance companies are facing tough times with the financial crisis combined with COVID-19. Special guest Attorney Andrew Rinn, also the Vice President of Advanced Markets at Ameritas, joins us to share an inside perspective on what’s really happening at mutual life in…
 
He straddled the bicycle for the first time, set his feet on the pedals and rode serenely away into the glowing sunset. Oh if only it was that easy! It isn’t of-course, because, like everything, there is a learning curve. Is it possible to eliminate the learning curve on a bicycle by learning everything you can about it? What if you learned the way…
 
Does life insurance make sense? If you want to know the answer to this question, this is the episode for you because the McGriffs explain to us what personal banking is and what we can do to get out of debt. Highlights: Investment ideas during the pandemic - 2:03 Why life insurance makes sense - 2:33 Talking about debt and life insurance - 2:54 Div…
 
What are you really worth? Americans used to save over 14% of what they made, but now Americans are hardly saving at all. Many people don’t feel they are worth anything, and hence they don’t save anything. This is tragic! How much should you save? Some say you should have enough saved to live on for 6 months, some say enough for 3 years. Both those…
 
Last week, the McGriffs talked about good debt vs bad debt, but in today’s episode, they dive into all debt. They continue to explain what to do when it comes to debt. Highlights: Storing cash - 1:55 You cannot predict everything - 2:04 Looking at future investment decisions - 3:29 People depending on investments - 4:04 The financial world - 5:48 W…
 
If you’re interested in investment opportunities, take the time now to begin preparing and learning everything you can about the process. For example, if you think Real Estate investing and rental properties sound interesting, then learn about the state laws, the systems and templates that you would need to have in place for this type of investment…
 
Can debt be good? Listen to the McGriffs insights about what makes it good or bad and what to do about it. Highlights: Good and bad debt - 1:14 Paying off debt - 2:34 Student loan debt - 3:18 Credit card debt - 4:03 Should we pay off the debt? - 4:20 Building cash and staying in control - 8:11 There’s definitely bad debt - 9:51 Nelson Nash’s insigh…
 
The economy is down, businesses are closed and people are left unemployed as the quarantine lockdown continues. Will the economy ever recover? Today on Wealth Talks, economist George Gilder joins Tom and John to talk about the economy, wealth and poverty. George Gilder has written many renown books on the economy, including Wealth and Poverty, a be…
 
The McGriffs talk about Joel’s new nickname, these uneasy times for the world, and explain why you should stop saving for retirement. Highlights: Watching the news all day? - 1:40 Stop saving for retirement - 2:07 How we are going to stop saving for retirement - 2:42 Worrying about cash flow - 3:16 What are outside investments - 4:36 You have to cr…
 
Annuities can be good if you know how to use them. But what are some good strategies for using annuities? Today Tom and John explore different ways you can use annuities, and which ways make the most sense. Also on this episode, SBA loans. How long will it take to get one? What if I need the money before I can get the loan? Resources: Types of Life…
 
The McGriffs dive into part two of the United States Monetary History. They highlight the good during the quarantine period and give us a great history lesson! Highlights: The virus going around - 1:23 Taking care of all family members - 2:06 Rescheduling events - 3:05 Working from home - 5:02 A new News Network - 6:03 Inspiration is everywhere - 7…
 
Risk Tolerance is a phrase that gets thrown around a lot in the typical financial world. Your risk tolerance is defined as the degree of variability in investment returns that you are willing to withstand. But this really doesn’t specify the amount of money you are willing to risk in order to possibly make a certain amount of money. In other words,…
 
The McGriffs dive into the start of the U.S. monetary policies and how they’ve evolved and changed over the years. They are discussing history to learn more about our present. Highlights: Figuring out why something happened - 1:44 A super ambitious topic to cover in a podcast - 2:08 The thoughts of our founding fathers - 2:30 All that matters about…
 
The market has plunged rapidly into a black swan, and a black swan is where typical financial planning fails. Typical financial planning tells you just to keep your money in, and let the market come back up. But many times, the best deals are to be found in times like these. If your money is all tied up, you are going to miss out. Traditional finan…
 
Before going into history lessons, Joel and Colton Mcgriff dive into an important question: Should I invest in the stock market today? Highlights: Understand what you are investing in - 1:09 The market’s ups and downs - 1:33 You should have liquid money for emergencies - 2:36 This pandemic was unexpected - 3:26 What to do if you have a real estate …
 
The market is a mess. Stocks are down, the Dow is down, the S&P 500 is down. Are you happy with your strategy for financial planning? Or does it feel more like gambling in Las Vegas? People are being failed by their financial planning strategy, leaving them dependent on Social Security. This is a problem. You need a foundation that isn’t affected b…
 
Joel and Colton Mcgriff give us a brief update about the Coronavirus. They focus on the economic impact of the virus, and share an intro to monetary history in the U.S. Enjoy! Highlights: What's happening in the stock market - 2:20 Intro to a monetary history of the U.S. - 3:35 The 1987 crash - 4:03 So much uncertainty - 4:17 We do not have control…
 
Typical financial planning has failed, leaving many dependent on social security. 401Ks, simple IRAs and other Tax Qualified Plans, are the “golden goose” that can kill you financially if you don’t know and understand the “terms and conditions” of each. Although it seems like “free money” when your employer is contributing some sort of match, will …
 
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