show episodes
 
Every week Jake Rivas, Financial Advisor To Millennials, will hit the streets, coffee shops, and restaurants to get raw feedback from YOU about the real financial obstacles you are facing today. Jake will help you take the guesswork out of managing your money choices while curating and sharing the best advice and insights into making smart money choices. Jakes Two Cents will help you navigate credit, financial debt, saving for the future, student loans, mortgages, travel, money, lifestyle, a ...
 
Stocks-in-Depth thoroughly examines the fundamentals of reasonably valued high-quality small and mid-cap growth companies. It is produced by GARP Research, a provider of equity research to institutions including many of the most well-known fund managers for over 20 years. GARP is known for its granular modelling of business lines and in-depth assessment of competition and served markets. Stocks-in-Depth searches for value and growth by researching stocks that may be out of favor, or where a ...
 
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show series
 
On this episode Jake and Kirk react to a video of Dave Ramsey explaining his secrets of the rich. While there are some aspects in which Jake agrees with Dave, there are many areas of disagreements. Most notably, the ways in which Dave Ramsey obscures the truth. Tune in for a fun reaction video! *“Tax preparation, planning, IRS representation, and b…
 
Many of us believe this presidential election may be the world’s last. Doom and gloom are everywhere on our feeds these days. One of the dangers of acting out of emotion is making financial mistakes that can harm us long into the future. On this episode, Jake and Kirk go through a presentation of 10 truths, (with graphs) to prove that things won’t …
 
Many of us believe this presidential election may be the world’s last. Doom and gloom are everywhere on our feeds these days. One of the dangers of acting out of emotion is making financial mistakes that can harm us long into the future. On this episode, Jake and Kirk go through a presentation of 10 truths, (with graphs) to prove that things won’t …
 
On this episode Jake and Kirk react to a Joe Rogan Experience podcast clip. In this one Peter Schiff and Joe discuss the causes of the outrageous student loan expenses. Jake and Kirk give their commentary, including some interesting disagreements of Maestro Schiff. *“Tax preparation, planning, IRS representation, and business valuation services off…
 
In this two part episode Jake and Kirk go through a recent Wall Street Journal article that presents 30 pieces of advice given by financial experts from various professions, each explaining a unique mistake people make during a recession. The article has CEOs, CFOs, financial analysts, CFPs and everything in between. Jake and Kirk read each piece o…
 
In this two part episode Jake and Kirk go through a recent Wall Street Journal article that presents 30 pieces of advice given by financial experts from various professions, each explaining a unique mistake people make during a recession. The article has CEOs, CFOs, financial analysts, CFPs and everything in between. Jake and Kirk read each piece o…
 
On this episode Jake and Kirk discuss an article by the New York Times which gives financial guidance to young professionals during this pandemic. Kirk explains some of the lessons he has learned as well. Some of the guidance given may sound familiar, but there are some profoundly new perspectives to consider. Here is the article: https://www.nytim…
 
On this episode Jake and Kirk will be reacting to a clip from the Joe Rogan Experience with guest Peter Schiff. Joe and Peter discussed various aspects of the effects of shutting down the economy, from monetary effects to commercial real estate and more. You’ll be able to hear this clip from Rogan and hear Jake and Kirk’s responses and commentary. …
 
In this episode Jake and Kirk discuss an article in The Economist about the art and science of bubbles. Today, with the advent of day-trading apps like Robinhood, bubbles have become more prevalent and harder to identify. In this show we discuss what a bubble is and is not and why they are important to understand for our financial future. Here is t…
 
In this episode Jake and Kirk investigate (or try to wrap their heads around) the executive order to defer payroll taxes. Defer till when you say? Well you’ll have to listen to the show! (ok we don’t know either). What is this order supposed to accomplish? What is it really all about? What’s President Trump’s agenda? Check out this episode to find …
 
In this episode Jake and Kirk discuss the Robinhood app, a new global phenomenon where millions of people can trade in individual stocks with just a few dollars. Jake discusses how to think about using this app in your financial portfolio, and whether or not it is healthy to use it as an important investment tool. *“Tax preparation, planning, IRS r…
 
Jake and Kirk discuss FAANMG (Facebook, Apple, Amazon, Netflix, Microsoft, Google) and ask the question: Is the rise of these enormous corporation a sign of a dystopia? We discuss what a dystopia is and some of our favorite dystopian novels. They also come to a very insightful idea about how reading dystopias can help you plan for your financial fu…
 
Do you plan on retiring? Many Americans are beginning to believe this will be a dream they never achieve? In this episode Jake and Kirk discuss the idea of retirement, and some alternative ways to achieve “retirement,” without actually “retiring.” Also, Kirk proposes a plan to solve all of our social security and college debt problems. *“Tax prepar…
 
Is it a bad thing? Jake and Kirk discuss an article about the biggest tech companies in the world, “FAANMG” Facebook, Apple, Amazon, Netflix, Microsoft, Google. These six companies collectively are driving the US economy, despite the actions of the U.S. government. Can there be positives in this trend? Tune in and share your thoughts.Article: https…
 
With the pandemic, protests and civil unrest, many people are asking big questions about the future of our world. One of those questions has to do with the way in which we invest. Investing for pure financial gain may only be one way that future investors may be thinking about their investments. Some investors—perhaps you?—may be interested in inve…
 
In this episode Jake and Kirk explore aa graph that shows how various groups of Americans are spending the trillions of dollars that has been injected into the economy. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparation Services are separate and unrelated to Commonweal…
 
There are many good financial books that have become popular. Some books like The Richest Man in Babylon profess to share fundamental and timeless insights on how to become wealthy. There are popular books like “I will Teach you to Be Rich,” which claim to give readers insights into the habits of the wealthy. There are also many simple books that g…
 
With interest rates near zero, many are asking if it is a good time to buy that house, refinance their mortgage or even get a private loan for their student debt. Jake Rivas and Kirk Barbera discuss times when this may be a good move for someone and times when it may not. Even though interest rates are low, it may not be a good idea for some. Tune …
 
How can the stock market appear to be rising as the world ventures further into chaos? Unemployment is still increasing, protesting and looting are occurring and many places are still under quarantine. It would seem logical that the stock market would decrease accordingly, and yet we find that during some of the darkest moments it had actually been…
 
Can we make future decisions based on the past? The advice given by financial advisors for decades has been to diversify your portfolio and have a long term time horizon for your investments. This advice is based on a glimpse into the past. But what if the future is dramatically different than the past? At what point can we say new financial advice…
 
The Coronavirus, AID, Relief, and Economic Security ACT (CARES) has been passed, but how does it effect you? This is a 2.2 TRILLION dollar bill (watch Kirk have his mind blown). We all know about the $1,200 checks, but who do they go to and how are they going to receive them? This is only one small part of the act. Jake and Kirk don’t cover every d…
 
Your dreams can be built on a river of poop. That’s right. This is a terrible time for a young person to go out into the job market. We have record unemployment and a recession that may rival the 2008 Great Recession, which Millennials experienced back in 2008. Jake and Kirk discuss the general advice they got and lessons they learned from the grea…
 
Eventually we will re open our economy. And according to epidemiologists like Dr. Amesh Adalja at Johns Hopkins, this virus is here to stay and a vaccine is 12-18 months away best case scenario. This means that there will be a time soon when we reopen and live with coronavirus. That brings up the question, what will the world look like? How might t…
 
Jake and Kirk and feeling a bit down. Like most everyone during the lockdowns, they have been struggling with ways to stay motivated, keep working and make the most out of the present realities. What are you doing to stay motivated? *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning a…
 
Jake and Kirk discuss what is really happening with student loans based on what we know from this new 2.2 Trillion dollar stimulus bill. Jake also provides good insights on how to use this information for your advantage. *“Tax preparation, planning, IRS representation, and business valuation services offered through iFile Tax Planning and Preparati…
 
On this show Jake teaches us all a strategy that may help you take advantage of this strategy. Please note that this is not investment advice. As a certified financial planner, Jake desires to provide his listeners and his clients with real world strategies for long-term wealth building and wealth management. What he talks about is one good techniq…
 
What are corporate buybacks? How have they effected the stock market and the economy as a whole and how might these bailouts change the landscape of your wallet? Today on the show Jake and Kirk discuss topics in the headline and make them relevant to your day to day lives. While things look really scary, it helps to have a sense of calm and rationa…
 
You hear terms like the market has lost confidence, which means you and me and everyone we know have feelings of dread and anxiety about what will happen in the next week, two weeks, year. How long will the “shelter in places” be instituted? What effect will that have on our economy and thus our jobs, families, savings, 401ks, lives? Jake and Kirk …
 
We’ve got a full show for you today. First Jake and Kirk discuss a potential new financial tool and how it can change your approach to money. They discuss robo-advising and the limits of technology in our lives. Jake also shares a client story you won’t believe! https://www.forbes.com/sites/ronshevlin/2020/03/02/the-next-revolution-in-personal-fina…
 
Jake and Kirk discuss updates ont he Coronavirus in the U.S. as well as the global consequences of its spread. Jake teaches about recessions and how to act in our current situation. They also talk Olympics 2020, Black Swan Events, and of course, The Office. https://www.nytimes.com/2020/03/03/business/economy/coronavirus-recession.html *“Tax prepara…
 
With the new tax law of 2017 some things have changed slightly. How do we properly plan our tax savings regarding charitable contributions? Today’s episode focuses on this question in light of the tax changes Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! F…
 
That’s right, a 7 year auto loan. Why would you ever take out a loan on a car that would last longer than the value of the vehicle? There are thousands of these loans being taken out and Jake and Kirk discuss the ins and outs of these loans, why someone would take one, and Jake’s professional advice on this form of debt. This was a fun one you won’…
 
Fact or Myth: Will I have to contribute to my retirement IRA by end of the year in order to get my tax benefits? On this episode Jake teaches you an important method called “Creative Tax Planning.” Have questions about managing your financial lifestyle? Email Jake@youandifinancial.com and Jake Rivas may read your questions on the show! Follow Jake …
 
Did you know you could invest based on your personal values? Jake Rivas explains how to craft a portfolio based on the ideas and values important to you. This could be important current events or even deeply held beliefs. Jake provides three main concepts to help you solidify your approach when selecting companies to invest in. Have questions about…
 
Today a guy in an RV and a cosmopolitan financial planner (that’s Kirk and Jake of course!) are going to talk to you about something more Americans wish they would be: adventurous. Specifically, they wish they could be more bold. What on earth does financial planning have to do with boldness? That is what we will be discussing. We focus in on parti…
 
In this recent Wall Street Journal article, the authors give a breakdown of three generic pieces of financial advice we all get in America, and why they may not be the best for you. Jake and Kirk discuss each of them and give you new ways to look at your financial life. For instance, we may want our children to go to college and our parents encoura…
 
It turns out that each generation has a different view of when someone becomes an adult. When do you think a person has become an adult? Jake and Kirk discuss the various ways generations think about adulting and how to be an adult. Is the millennial generation really taking the longest to become an adult or are they on the same track as the baby b…
 
“The fix to Public Service Loan Forgiveness hasn’t Helped very much” More than 54,000 people have applied for their public service loan forgiveness, and only 1% (around 640) have had their loans forgiven. This forgiveness program was initiated a little over 10 years ago. The program would begin forgiving loans 10 years later, and that is where we a…
 
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