Save Your Retirement With Pat Strubbe public
[search 0]
More

Download the App!

show episodes
 
Patrick A. Strubbe, ChFC, CLU, RFC is the founder and owner of Preservation Specialists, LLC. He has been helping clients with their financial futures since 1997. Pat has been featured as a retirement expert in USA Today and on WIS-NBC TV with Dawndy Mercer Plank. He’s also been featured in Investors Business Daily. Pat is also the author of the Amazon.com best-selling book, “Save Your Retirement!” Featuring seven nasty villains, Pat’s down-to-earth humor and expertise shines through his Sup ...
 
Loading …
show series
 
"Can you have too much of a good thing? Surges in different economic sectors could mean a “super charged” economy in the near future. That could mean massive volatility for your retirement money. If you don’t know what might happen to your retirement savings if the markets take a hit, a 15-minute financial checkup with us is probably worth your tim…
 
"We’ve dealt with unprecedented challenges this year, but does that mean we need brand new solutions? Or are there time-tested principles for dealing with financial difficulties? Today we’ll go back to the basics and focus on financial fundamentals for retirement. Plus, we’ll cover strategies for breaking down your expenses in retirement and we’ll …
 
"2021 will be here before you know it…that’s when Congress will be back in session and by then we’ll have more answers on the final makeup of Congress. So, will Washington be in gridlock or will we see any changes that could impact your retirement? You don’t want to miss the nonpartisan(!) insights from a Washington insider coming up in our next ep…
 
Covid has affected us in all sorts of ways, especially with how we think about our money. In this week’s episode of “Save Your Retirement with Pat Strubbe” we’ve got our eye on consumer trends that could emerge in 2021 as we all continue to shift our behavior in response to the pandemic. Don’t miss it!www.SCPreservation.com…
 
Resolutions are easy to make and even easier to break. Whether you’re ready to start 2021 off with a bang or you’re still reeling from everything that 2020 brought us, it’s time to look ahead and think about practical goals for the new year. It’s the New Year’s edition of “Save Your Retirement with Pat Strubbe!”www.SCPreservation.com…
 
Any time is a good time to break a bad habit. Whether you want to make improvements in your routine at home, your job performance at work, with your physical health or your financial health, the time to make a positive change for your future…is right now. Join us as we discuss how this could improve your retirement plans.…
 
"You might be celebrating the balance you’ve accumulated over the years in your retirement accounts. But not so fast. Don’t forget about your silent partner … Uncle Sam. After his cut, your net worth might not be as high as you thought it was. This week we’ll talk taxes and a very special guest joins the show to discuss Pat’s new book, The Retireme…
 
"2021 is a big year for people who are turning 72. It’s time for their first required minimum distributions. Plus, the temporary suspension of required minimum distributions is over, so everyone needs to make sure they follow they take an RMD in 2021. Today on Save Your Retirement we’ll talk about what you need to understand about your retirement a…
 
"Whether it’s the spread of a virus, an election, action from the federal government, or this recent trend of shareholder activism, just about anything can cause bumps in the markets. And if you don’t want those wild swings to potentially impact your retirement, you’re in the right place. On today’s episode we’ll talk about strategies to help bring…
 
"Do you think Americans are saving more money or less money in the time of Covid? We’ll tell you what analysts are seeing in saving habits among Americans. Plus, there are several reasons why you could see your taxes increase under the Biden Administration. We’ll talk about what could happen with taxes in the future and how you can create protected…
 
"Interest rates are near record low levels. They’re so low, it may seem like you might as well just stuff your money under your mattress or stash it away in a cardboard box since it’s hardly earning anything. Today learn strategies for how retirees can generate income without risking their entire life savings in the stock market.www.SCPreservation.…
 
How do you plan for the future when there’s so much we don’t know? It’s the challenge that’s always been there, but it’s a lesson we’ve all had to learn with the uncertainty and turmoil of 2020. Plus, Gene Simmons “kissed” higher taxes goodbye this year and we’ll talk about how you can, too! All that and much, much more when you tune in to our next…
 
When it comes to the government’s response to COVID, are the relief packages too little? Too much? It’s still hard to say. There were good intentions with the stimulus relief packages, but when it comes to some of these temporary changes in the rules for your retirement accounts, you can’t forget there were strings attached. Plus, we’ll cover the b…
 
There are lots of mistakes people tend to make during a recession; and new government rules allowing more access to retirement accounts might prompt you to make a mistake you can’t undo. So whatever you do…DON’T make a major mistake with your money! Plus, we’ll go over the topics that NEED to be on your retirement planning list and the financial ta…
 
We’re nearing the end of the third quarter of 2020 and most of us are over it. Can we just go ahead and move on to 2021 already? We’ll share some ideas about how 2021 could play out. And if you became a game show millionaire, could you really retire on what you won? We’ll answer that question, plus we’ll dive into our Save Your Retirement Mailbag.I…
 
Should you be concerned about your Social Security benefits? It seems like the numbers just keep changing, and campaign promises are adding even more confusion to the mix. But we’ll try to help sort all of that out today! Plus, with all the options you have to weigh in retirement, it feels like the longest game of Would You Rather…ever!If you enjoy…
 
Despite all the hits the economy has taken in 2020, Americans are still piling money into their retirement accounts. We’ll discuss if there’s ever a good time to slow down on those retirement contributions, plus we’ll cover the three stages of retirement and a rundown of the things that could seriously damage your plan.If you enjoy the podcast, wou…
 
The second quarter of 2020 was the worst the U.S. has ever had. Economists hope for recovery in the third quarter, but it depends on just how well we can keep the virus in check. It’s not all bad news, though. We’ll also hear some financial tips from the rich and famous, and we’ll answer your questions when we open our Save Your Retirement mailbag.…
 
Government spending continues to ramp up and the U.S. budget deficit hit an all-time high in June of 2020. The Social Security Trust Fund was projected to go broke in 2035, and that projection was released before the covid pandemic hit! With forced early retirements and millions still unemployed, Social Security faces new challenges. Pat discusses …
 
When we think about retirement and what you need to focus on with your money, four things often come to mind, and we think that everyone in retirement needs at least these four things in their plan in varying levels – Protection, Growth Potential, Income and Liquidity.If you enjoy the podcast, would you please consider leaving a short review on pod…
 
A phone call or website can seem so impersonal. Or worse, it could be a financial scam. At least, those are possible thoughts one may have before they visit someone to handle their finances in retirement. It can be a scary thought to go out there and do something new. So, to help provide more confidence to face the unknown, this show will focus on …
 
If you are retiring soon or recently retired, it’s time to shift the fundamental reasoning for how you invest your dollars. Moving from your working career and “paycheck” mode into retirement and “distribution” mode is a serious deal. It’s normal to have some hesitancy when it comes to transitioning your investments to coincide with this new phase …
 
If the year 2020 has taught us anything, it’s that income is critical. There are all sorts of ways to make money and earn a living while you’re working. But when you’re retired, the choices are different. Today’s show is all about what you should know about creating income in retirement.If you enjoy the podcast, would you please consider leaving a …
 
First, it was the SECURE Act that passed at the end of 2019. Then the Coronavirus happened sending the markets and the economy into a tailspin. We may be only talking about a couple of months here, but planning for retirement has changed because of recent events. So, what will be the new normal? We’re less concerned about a new status quo and more …
 
You visit your doctor every year for your annual check-up to stay healthy and to be aware of any potential issues when it comes to your health. Why should your financial health be any different? That only multiplies in importance once you get in retirement, because you’re no longer earning a paycheck. This show examines what you need to be aware of…
 
When times get tough, it’s easy to get overwhelmed by feelings of doubt. But is that really the best way to succeed? Today we’ll talk about how you can make a shift to focus on the silver lining in the darkest of days, and how to identify opportunities for success in challenging times.If you enjoy the podcast, would you please consider leaving a sh…
 
When people think about a market crash, their mind immediately goes back to 2008. Yet no matter the year, no one can really tell when we’re in a bull market or bear market until we’re already well entrenched. So how are investors to cope with this possibly unsettling information? Working with a financial advisor, we believe those who are in an accu…
 
Fears of the coronavirus sent the markets tumbling in February and March, raising concerns that global economic growth could be impacted. So, medical emergencies can even cause market volatility? What are retirees to do? How do you plan for something like a virus outbreak in your retirement plan? We’ll discuss how to react and what to consider when…
 
It’s easy to go from one extreme to the other when it comes to being risky or ultra conservative, but we might need to be somewhere in between. For most of us, we don’t want as much excitement as we age – especially when it comes to our money. There’s just no sense in taking unnecessary risk. So today we’ll talk about how you help ensure you have t…
 
Retirement is one of the most important life stages a person will go through, and with people living longer, the need to properly plan for retirement is critical. This can be a daunting undertaking. In this show, we’ll look at some key points that can help get you on the right track to planning a successful retirement.If you enjoy the podcast, woul…
 
You are the captain of your own retirement and just as much as a captain of a ship does, you make the decisions for the direction you choose, navigate the storms that will come your way and anything else that may happen while you’re adrift. But a captain always has someone by his side to shoot ideas off of, offer alternatives and should something h…
 
Change can be hard. We all know that. And maybe that’s why we keep making New Year’s resolutions each year, even though many are forgotten before the spring thaw. But what if we made change easier? Well, that’s our goal for today as we go through resolutions that can benefit you in the new year. Resolutions that are approachable, easy to implement,…
 
Women are more inclined to think of others before they think of themselves. They think of their children, their spouse, their parents, and she serves all of them with her love. But along the way, that woman may lose sight of another important figure in her life – herself. Statistics show that women live longer than men, and because of this, retirem…
 
Two things most Americans can count on come retirement: Social Security and Medicare. You've worked so hard to earn these benefits, but to make the most of them need to have a good understanding of the programs and their many moving parts. You also need to make the right decisions about your benefits, at the right time, for your personal situation.…
 
How could the financial moves a person makes before the end of the year help them get closer to the retirement they envision? This show details financial moves to consider before year’s end to help get listeners closer to a financially confident retirement — strategies that can not only boost savings, but help to lower taxes and help protect assets…
 
Being a celebrity…it’s the American dream, right? Money concerns don’t affect them like they do us, wouldn't you think? Well even celebrities − from all walks of life − aren’t immune to financial woes. Learn about the financial troubles various celebrities have encountered throughout their lives and careers and know that no one is immune from losin…
 
What if I don’t have enough income to retire? What if I run out of money before I run out of life? What if I’m taking too much risk with my accounts? What if something happens to me and I’m no longer able to make decisions? These are questions all potential soon-to-be retirees should ask now, before they’re potentially hit with the question, “What …
 
Think about all the ad slogans you’ve heard over the years and I’m guessing you can name at least 5 of them. You recognize all these slogans because they’re simple. And their marketing is so effective that you can picture the logos of these companies and hear that catchy jingle in your head. Because simple sells. But that’s a trap when it comes to …
 
Sometimes we can neglect the instances where retirement is suddenly thrust on someone because of unforeseen complications, like a health-related problem. This show dives into that scenario and what can be done to help ensure a comfortable retirement for the retiree.If you enjoy the podcast, would you please consider leaving a short review on https:…
 
You visit your doctor every year for your annual check-up to stay healthy and to be aware of any potential issues when it comes to your health. Why should your financial health be any different? That only multiplies in importance once you get in retirement, because you’re no longer earning a paycheck. This show examines what you need to be aware of…
 
The Federal Reserve recently cut interest rates, a move that could signal the start of a new cycle of rate cuts to bolster the U.S. economy. It provides a view that a slower-growing economy with low investment returns and workers having to either save more or stay employed longer could be ahead. How might it affect retirees? Will they have to take …
 
Loading …

Quick Reference Guide

Copyright 2021 | Sitemap | Privacy Policy | Terms of Service
Google login Twitter login Classic login