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One of the biggest driving forces in people filing for bankruptcy is the dissolution of a marriage. Whether they need a bankruptcy to resolve financial issues in the course of a divorce, or need to clean up a financial mess created by a marriage that didn’t work out, people end up talking to a bankruptcy lawyer. This podcast works to answer those questions that arise when the bankruptcy is necessitated by a divorce, either by one spouse or jointly by both of them. Since questions also arise ...
 
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Reflections: The Wisdom of Edgar Cayce

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Reflections: The Wisdom of Edgar Cayce

Edgar Cayce's Association for Research and Enlightenment

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Welcome to Edgar Cayce Reflections! Our mission is to introduce listeners to the vast array of information from the Cayce readings, which complements the overall mission of our nonprofit organization to provide individuals from all walks of life, levels of education, and religious backgrounds with tools for personal empowerment and healing at all levels--body, mind, and spirit. Join us as we explore meditation, mindfulness, holistic health, ancient mysteries, perspectives on the afterlife, r ...
 
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At its Worldwide Developers Conference earlier this month, Apple announced that it would be offering a Buy Now, Pay Later program as a part of its financial services to customers. This alternative form of payment for goods and services has had a resurgence during the pandemic, and Apple’s announcement has put it in the news. But what is Buy Now, Pa…
 
Back in Episode 80 I talked about Health Savings Accounts in conjunction with some high deductible health insurance plans through the Affordable Care Act. An HSA is a great idea if you have one of these plans. However, since I have been talking about retirement planning and saving lately, I wanted to revisit this great savings option, as these acco…
 
In the past two episodes, I have talked about financial education for our children and instilling them with a basic working knowledge and literacy when it comes to money. I also discussed in Episode 136 about how you should start saving for retirement in your 20s and how it can be done. But what if you started earlier than that? What if our kids st…
 
On this new episode, we have John Van Auken as our guest host. John has an insightful conversation with Jon Shatat, a long-time student of the Cayce work and life member. For the last 7 years, Jon Shatat has travelled around the country interviewing Cayce reading recipients and their families. On this episode, he shares some of his experiences from…
 
In the last episode I talked with Jake Cousineau, a California educator who teaches financial literacy to high school students. But looking into this further I discovered that attitudes about money (called Financial Personalities) form way before a child reaches high school. Thus, teaching children from an early age (as I discussed in Episode 130) …
 
When I was growing up, the boys took shop, and the girls took home ec. The latter, as we would say today, stressed gender roles, and consisted of cooking, sewing, and the like. But real home economics should deal with household finances, budgeting, credit, and the like. It should help to prepare high school students for the real world. That’s why i…
 
On this new episode, meet Stephanie Arnold, one of the upcoming speakers at our Annual Reincarnation Conference coming up May 6 - 8. Stephanie is the author of "37 Seconds: Dying Revealed Heaven’s Help," which details the unforgettable journey of her near-death experience. Stephanie was pregnant with her second child and she started having premonit…
 
There are many challenges that face people on the road to financial freedom, including credit card debt, student loans, and a loss of employment or reduction in income. Overcoming them can be a real struggle, but necessary in reaching financial independence. But women, particularly widowed or divorced women, face particular challenges that need to …
 
On this new episode, we talk about the truth behind our connection to nature, and the healing elements of sound and vibration specifically with relation to water. Our guest is Dr. Wallace J. Nichols, author of the best-selling book Blue Mind: The Surprising Science That Shows How Being Near, In, On, or Under Water Can Make You Happier, Healthier, M…
 
The pandemic has been disruptive economically to many people, to say the least! Jobs have been lost, income has been scaled back, and as we come out of all this, people are looking to rebuild and get a fresh start financially. Part of this is rebuilding their credit. But there are those out there who will be hampered from the start because of all t…
 
Welcome back to Reflections: The Wisdom of Edgar Cayce. On our first episode of 2022, we are talking about core aspects of personal transformation and renewal - an important and fitting topic for the new year and the fundamental principle of our mission statement: "to create opportunities for profound personal change in body, mind, and spirit throu…
 
U.S. News reports that more than 50% of those who were infected with COVID-19 or who lost income due to the pandemic are now struggling with medical debt. Even as new infections wane, and it looks like we are coming out of the pandemic, it may still have a longer term economic effect on many Americans. That is why, even though I covered this topic …
 
Tax time approaches as we head into spring, so it's a good idea to start thinking about what to do once your return is prepared and ready to file. Do you owe money? If so, are you able to pay it? On the other hand, if you're getting a refund, have you thought about what to do with it once it arrives in your bank account? So in this episode of the p…
 
At this time of year, high school seniors are trying to select a college or university for their higher education. They’ve made their applications, filled out the FAFSA form, and are starting to get financial aid award letters. It’s an exciting time! But the decisions they make now can have far reaching consequences for their future, either good or…
 
In Episode 136 I talked about how important it is to start planning and investing for your financial future as soon as possible, preferably in your 20s. In the last episode, Episode 144, I talked with Joe Okaly on the challenges families in their 20s and 30s face in achieving financial freedom. Certainly, the earlier you start, the better. But is i…
 
In Episode 136 I talked about how important it is to start planning and investing for your financial future as soon as possible, preferably in your 20s. Even if you can’t put aside that much initially, that money has the maximum growth potential between now and retirement. But young families face some unique challenges that can make it difficult to…
 
Once the holidays are over and our attention is drawn to the coming new year, it is inevitable that we start thinking about New Year's resolutions. How can we make 2022 better than 2021 as far as our financial freedom is concerned? That's why in this episode of the podcast, as in December podcasts in previous years, I wanted to talk about the resol…
 
These days, Bitcoin and cryptocurrency is in the news quite a bit. People are talking about using it for online purchases of goods and services, as well as investing. It is, in effect, becoming the “next big thing.” Buy what is cryptocurrency, how do you get it, and how do you spend it? Plus, is it safe or even a good idea to use? So in this episod…
 
Our new host Julie Starke, has an enlightening and vibrant conversation with Christina Grozik. On this new episode, explore how the universe is constantly guiding us and discover ways to recognize the signs. Plus, learn about raising your vibrations to help you transform your life and the healing power of sound. Christina has an eclectic background…
 
With all that has happened with the pandemic to date, holiday shopping this year will be a challenge to say the least. Between supply chain problems, inflation, and employment shortages at retail establishments, staying within your budget and still getting the perfect gift for everyone on your list will not be easy. That’s why in this episode of th…
 
When it comes to the job market and the economy, the pandemic has created an interesting and unusual phenomenon. Called The Great Resignation (or the Big Quit), it is an ongoing trend of workers quitting their jobs that started in the Spring of this year. Characterized by Wikipedia as being in response to the pandemic, the government refusing to pr…
 
In Episode 110 I talked about how to become a millionaire and discussed the book, The Millionaire Next Door by Dr. Thomas J. Stanley and Dr. William D. Danko. It showed that the vast majority of American millionaires are not who you think they are, and that becoming wealthy is something that can be done. But the path to wealth is a choice and a min…
 
In the last episode, Episode 137, I talked with Myles Gage about starting a business after graduation. We talked about whether you should take the entrepreneur path, what kind of business you should start, and how you should prepare yourself financially for this step. But starting a business is very risky, as most businesses fail. That’s why in thi…
 
We have some exciting changes happening to our show Reflections. On this episode, meet our newest guest host Julie Starke. Julie has been in the communication business for over three decades. She is a writer, specializing in visual and verbal storytelling. In this new collaboration with us, Julie hopes to share stories that will open the hearts and…
 
We have some exciting changes happening to our show Reflections. On this episode, meet our newest guest host Julie Starke. Julie has been in the communication business for over three decades. She is a writer, specializing in visual and verbal storytelling. In this new collaboration with us, Julie hopes to share stories that will open the hearts and…
 
In our newest interview, guest host John Van Auken has an insightful discussion with Scott Creighton. He is the author of several books about Egypt and the Great Pyramid. For almost two decades, Scott has immersed himself into intense research in an attempt to make sense of the many mysteries of this most ancient civilization. In this interview, he…
 
Those that graduate with a degree and enter into the real world face a challenge and a choice. How do they make a living? How do they start paying back their student loans? How do they make a successful start down the road to financial freedom? In this episode of the podcast, I address that issue and whether you should get a job and work for someon…
 
When it comes to saving for retirement, there is no better time to start than yesterday. The sooner you start putting money away, the sooner it has a chance to grow and ensure your financial future. But most people, fresh out of school and into their first job aren’t thinking about something that will happen in 40 years or so. That’s why in this ep…
 
Our show Reflections is back with a special guest host! On this episode, John Van Auken has an enlightening talk with John Davis the Director of Coptic Fellowship International, an action-oriented modern philosophy based on the laws of balanced living. John is also Director of the Spiritual Unity of Nations, dedicated to “The World as One Family.” …
 
Although we are slowly coming out of the pandemic, nobody knows when it will be over, especially with the delta and lambda variants out there. People are still hurting economically, especially couples with children. Even if they’re back to work, childcare costs can really eat into the increased income. That’s why in this episode of the podcast I wa…
 
One of the most stressful parts of back-to-school season is making sure your children get everything they need, while spending on a budget and within your means. Teachers today seem to request more and more supplies than ever before. Whether physical or electronic, it’s a tall task to find and purchase the items at a reasonable cost. That’s why in …
 
It’s been a rough 17 months with the COVID-19 pandemic, but it looks like we are finally coming out of it. One sign that it is ending, though, are all of the end dates of CARES Act programs that have been helping people through the economic crisis, with two of them coming up at the end of this month! That’s why in this episode of the podcast I want…
 
There’s been quite a bit of talk in the media about how we are heading into inflation. With demand for goods being lower during the pandemic, a surge in demand could cause prices to soar. But how do you deal with this? What can be done to plan for inflation? More importantly, how do you maintain your financial freedom and retirement plans with this…
 
There are only so many hours in a day. So, if you want to increase your income, but don’t have the time to work a second job, what do you do? How do you generate that income to meet monthly expenses, save for emergencies, and invest for retirement? The answer is: passive income! I talked about this in Episode 91 but wanted to take a deeper dive int…
 
For some reason, parents seem to have difficulty talking to their children about money. The mindset of good money habits doesn’t seem to get passed down to the next generation. This is why 7 out of 10 American millionaires are first generation. That’s why in Episode 97 of the podcast I talked about this subject at length. However, as this topic bea…
 
Investing and saving for retirement is something that the earlier you do it, the better! But getting involved in the stock market (or even just mutual funds) can be an intimidating prospect, and many people end up putting off doing it for that reason. But where do you go to learn about it? How can you get the information you need to feel confident …
 
The impending divorce of Bill and Melinda Gates has been in the news a lot lately, and journalists have been discussing whether or not they should have gotten a prenuptial agreement before getting married. I remember thinking at the time of the wedding that I hoped that he had one, but apparently not. So with so much attention being drawn to the su…
 
People that are in debt are in a difficult situation when it comes to planning for their financial future. It can be difficult enough to amass enough disposable income to pay down their debt, let alone have any left over to put towards retirement! But if they concentrate on paying down the debt, they delay their retirement investing, which puts tha…
 
For this new episode of Reflections, host Peter Woodbury interviews author and professional intuitive Tanya Carroll Richardson. Tanya discusses what it means to be an empath, or a highly sensitive person, and she shares some helpful self-care techniques that empaths can do to stay relaxed and more in-tune with their empath abilities. She shares add…
 
In many states, including New Jersey, the car insurance bill can amount to quite a bit every year. It can be a struggle to pay, and many Americans either get the bare minimum coverage or don’t get it at all, hoping that they never need it. But having good car insurance is not only key to your financial freedom, in New Jersey and other states it is …
 
When it comes to retirement, the focus always seems to be on the saving and investing part of it. Will you have enough money to retire? Although this is a very important part of the process, and should not be taken lightly, it is not the only thing you should be thinking about when it comes to that topic. Many people retire and are comfortable fina…
 
If you work for someone else, your income is what they pay you, unless you get a raise or a promotion that pays more money or get a better job. But if you own your own small business, your household income rises and falls with the profits of that business. So, if you want a raise, you have to do it yourself by increasing profits. One way to do that…
 
On this new episode, host Peter Woodbury interviews Joanne DiMaggio. Joanne talks about one of her most recent reincarnation research projects, which is the focus of her book "I Did It To Myself…Again! New Life-Between-Lives Case Studies Show How Your Soul’s Contract is Guiding Your Life." Joanne has been actively involved with Edgar Cayce's A.R.E.…
 
As the pandemic continues to drag on, even though people are starting to receive a vaccine, lots of folks here in New Jersey and the nation are still suffering financially. Congress and the President are currently working on more economic relief, but as of this episode, nothing is definite. As listeners may have a lot of questions about the relief …
 
One of the budget line items I often discuss with my bankruptcy clients is their utility bill. The gas, electric, water, and sewer bills can get out of hand and threaten their fresh start after they get their discharge. But even if you aren’t filing bankruptcy, getting a handle on that expense can help balance a budget and free up funds for more lo…
 
For our first episode of 2021, our host Peter Woodbury sat down with Kevin Todeschi, Executive Director and CEO of Edgar Cayce’s A.R.E. to talk about the current times we are living through and what the Edgar Cayce readings have to say regarding creating peace and unity on Earth and how we as individuals can collectively manifest more oneness in ou…
 
For our first episode of 2021, our host Peter Woodbury sat down with Kevin Todeschi, Executive Director and CEO of Edgar Cayce’s A.R.E. to talk about the current times we are living through and what the Edgar Cayce readings have to say regarding creating peace and unity on Earth and how we as individuals can collectively manifest more oneness in ou…
 
In Episode 96, I talked about getting your money ready for marriage. But what if you’re already married and have been for years? If you are both of the same mind when it comes to money, then great! But what if you have different money mindsets? What if you are having trouble coming to agreement on spending? That is why, as we round out a series of …
 
In previous episodes I’ve talked about budgeting and how it’s important to have one to keep your spending in line with your income and help you towards your long-term financial goals. I also discussed in the last episode setting goals and being more strategic in how you handle your finances. In the process of researching that episode, I ran across …
 
As the year 2020 comes to a close, it’s time to start thinking about our financial goals for 2021. This year has presented some challenges and shown us how important it is to plan for bad times, so that when they come, we are ready, and our financial freedom isn’t threatened. That’s why in this episode of the podcast I step you through what you nee…
 
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