))
What do you get when you combine two knowledgeable CFP® PROFESSIONALS (one also a well-informed COLLEGE FINANCE INSTRUCTOR)? If you mix in relevant financial information and a healthy dose of humor you get the Retirement and IRA Radio Show! JIM SAULNIER, a CERTIFIED FINANCIAL PLANNER™ Professional with Jim Saulnier and Associates who specializes in retirement planning for clients across the country, CHRIS STEIN, a Finance Instructor at Colorado State University who is also a CERTIFIED FINANC ...
T
The Retirement and IRA Show
1
Updated RMD Rules and Reverse Mortgages: EDU #2115
54:01
54:01
Play later
Play later
Lists
Like
Liked
54:01
Jim and Chris sit down with a special guest, Jan Jordan, to explain the updated Required Minimum Distribution (RMD) rules from the IRS and discuss details regarding reverse mortgages. The post Updated RMD Rules and Reverse Mortgages: EDU #2115 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
T
The Retirement and IRA Show
1
Retirement Benefits, Social Security, Annuities, and QLACs: Q&A #2115
1:08:20
1:08:20
Play later
Play later
Lists
Like
Liked
1:08:20
Jim and Chris sit down to discuss listeners questions relating to retirement benefit plans, Social Security, annuities, and QLACs. (3:30) An Indiana listener looks for advice on when to collect his Railroad Retirement Benefits (RRB). (17:30) A Californian asks for clarification about how receiving two years of wages after retirement will effect her…
T
The Retirement and IRA Show
1
The Issue With Trusts As Beneficiaries on IRAs: EDU #2114
1:13:41
1:13:41
Play later
Play later
Lists
Like
Liked
1:13:41
Jim and Chris sit down to discuss a listeners email surrounding the topic of potential issues with having a trust setup as beneficiary to an IRA. The post The Issue With Trusts As Beneficiaries on IRAs: EDU #2114 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
T
The Retirement and IRA Show
1
Social Security, Tax Credits, Step-Up in Basis, VATs, Rollover IRAs, and LTC: Q&A #2114
1:01:20
1:01:20
Play later
Play later
Lists
Like
Liked
1:01:20
Jim and Chris sit down to discuss listener questions and comments on Social Security, Tax Credits, Step-Up in Basis, VATs, Rollover IRAs, and LTC. (7:00) A listener from North Carolina would like to know how the family’s maximum Social Security benefit affects a child’s Social Security benefit. (25:10) A CPA from Alabama commented on future tax cre…
Chris sits down with special guest and CPA, Bob Palechek to discuss a couple general tax questions from listeners. The post Your Tax Questions Answered: EDU #2113 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
T
The Retirement and IRA Show
1
Social Security, Roth Conversions, and LTC: Q&A #2113
1:07:57
1:07:57
Play later
Play later
Lists
Like
Liked
1:07:57
Jim and Chris sit down to discuss listeners’ questions pertaining to Social Security, Roth conversions, and long term care (LTC) insurance. (6:00) A New Yorker asks a question about the theoretical maximum payout value for Social Security and what its based on. (18:15) A Portland listener asks about the difference between Social Security survivor b…
T
The Retirement and IRA Show
1
Biden Administration’s Tax Proposal Discussion: EDU #2112
1:15:26
1:15:26
Play later
Play later
Lists
Like
Liked
1:15:26
Jim and Chris sit down to discuss and provide details about the twelve potential tax changes within the Biden administrations tax proposal. The post Biden Administration’s Tax Proposal Discussion: EDU #2112 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
T
The Retirement and IRA Show
1
Social Security, Delayed Retirement Credits, IRD, CRDs, and Commission-Free Annuities: Q&A #2112
1:06:54
1:06:54
Play later
Play later
Lists
Like
Liked
1:06:54
Jim and Chris answer listener questions about Social Security, Delayed Retirement Credits, IRD, CRDs, and Commission-Free Annuities. (4:45) A Nevadan wants to know if severance payments affect their Social Security earnings record. (13:38) A listener asks two questions about Social Security survivor benefits and delayed retirement credits. (24:57) …
T
The Retirement and IRA Show
1
Successor Beneficiaries For IRAs: EDU #2111
53:46
53:46
Play later
Play later
Lists
Like
Liked
53:46
Jim and Chris sit down to discuss successor beneficiaries for IRAs and the complex details surrounding them. The post Successor Beneficiaries For IRAs: EDU #2111 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
T
The Retirement and IRA Show
1
Social Security, Pensions, and Backdoor Roth Contributions: Q&A #2111
1:02:00
1:02:00
Play later
Play later
Lists
Like
Liked
1:02:00
Jim and Chris sit down to discuss a couple listeners questions relating to Social Security, pensions, and backdoor Roth contributions. (10:30) A listener from Maryland asks about the timing behind getting full Social Security benefits and retroactive payments. (18:00) George from New York asks two questions. The first question relates to Social Sec…
T
The Retirement and IRA Show
1
The Operation of Annuities: EDU #2110
1:01:08
1:01:08
Play later
Play later
Lists
Like
Liked
1:01:08
Jim and Chris sit down to discuss the operation of annuities and the tax consequences related to them when the annuity owner passes away. The post The Operation of Annuities: EDU #2110 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
T
The Retirement and IRA Show
1
Social Security, Roth Conversions, Annuities, and IRA Creditor Protection: Q&A #2110
1:30:44
1:30:44
Play later
Play later
Lists
Like
Liked
1:30:44
Jim and Chris sit down to discuss listener questions about Social Security, Roth conversions, annuities, and IRA creditor protection. (5:00) A listener brings up a question from a previous show and asks if he should contact Social Security to end his currently claimed spousal benefit. (14:00) A Georgian listener inquires about his wife’s approximat…
T
The Retirement and IRA Show
1
Annuity Features and MDF Coverage: EDU #2109
1:18:34
1:18:34
Play later
Play later
Lists
Like
Liked
1:18:34
Jim and Chris sit down to continue their discussion on annuities while going through a hypothetical purchase of an annuity to cover minimum dignity floor (MDF) income. The post Annuity Features and MDF Coverage: EDU #2109 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
T
The Retirement and IRA Show
1
Charitable Remainder Trust (CRT) Questions: Q&A #2109
49:08
49:08
Play later
Play later
Lists
Like
Liked
49:08
Jim, Chris, and Peter Scott pick up from EDU Show #2108 to continue the discussion and answer listeners questions relating to charitable remainder trusts (CRTs). (4:00) A listener asks a question about when CRTs are appropriate and who they’re appropriate for. (13:45) A couple with a disabled son looks for clarification on the details of how much C…
T
The Retirement and IRA Show
1
Charitable Remainder Trusts (CRTs): EDU #2108
1:02:29
1:02:29
Play later
Play later
Lists
Like
Liked
1:02:29
Jim and Chris welcome estate planning attorney, Peter Scott back to the show to discuss charitable remainder trusts (CRTs) and how they can be used as a substitute for the previously eliminated “stretch IRA”. The post Charitable Remainder Trusts (CRTs): EDU #2108 appeared first on The Retirement and IRA Show.…
T
The Retirement and IRA Show
1
Social Security, Spousal Benefits, and COVID Distribution Rules: Q&A #2108
47:04
47:04
Play later
Play later
Lists
Like
Liked
47:04
Jim and Chris sit down to discuss listeners’ questions relating to Social Security, spousal benefits, and Coronavirus related distribution rules. (8:15) Georgette from Portland, Oregon asks a question relating to Social Security and withholding taxes. (11:35) George looks for clarification on Social Security and restricted spousal benefits. (20:25)…
T
The Retirement and IRA Show
1
Indexed Annuities Part Two: EDU #2107
1:18:37
1:18:37
Play later
Play later
Lists
Like
Liked
1:18:37
Jim and Chris sit down and continue to discuss the details behind indexed annuities and how they can be used in retirement planning (if applicable). The post Indexed Annuities Part Two: EDU #2107 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
T
The Retirement and IRA Show
1
Spousal Benefits, Fixed Annuities, and Coronavirus Distributions: Q&A #2107
57:24
57:24
Play later
Play later
Lists
Like
Liked
57:24
Jim and Chris sit down to discuss questions relating to Social Security spousal benefits, books for retirement planning, fixed annuities, and Coronavirus related distributions. (3:45) A Coloradoan asks about Social Security spousal benefits and the timing relating to his wife claiming spousal benefits. (16:00) A listener asks a question with regard…
Jim and Chris sit down to discuss the details pertaining to indexed annuities. What are they? How do Jim and Chris feel about them? The post Indexed Annuities: EDU #2106 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
T
The Retirement and IRA Show
1
Social Security, IRAs, and Book Recommendations : Q&A #2106
1:09:50
1:09:50
Play later
Play later
Lists
Like
Liked
1:09:50
Jim and Chris sit down to answer listeners’ question regarding Social Security, IRAs, and give a couple financial book recommendations. (2:40) A local Coloradoan is referred to Jim from a colleague in Fort Collins to answer a Social Security question. (13:00) George from West Virginia looks for clarification on spousal Social Security benefits and …
T
The Retirement and IRA Show
1
Traditional LTC vs. Hybrid LTC: EDU #2105
1:23:22
1:23:22
Play later
Play later
Lists
Like
Liked
1:23:22
Jim and Chris sit down with in-house LTC specialist, Greg Darden to discuss the difference between traditional LTC policies and hybrid LTC policies. The post Traditional LTC vs. Hybrid LTC: EDU #2105 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
T
The Retirement and IRA Show
1
Everything Long Term Care (LTC) Insurance: Q&A #2105
55:52
55:52
Play later
Play later
Lists
Like
Liked
55:52
Chris sits down with in-house LTC specialist, Greg Darden to discuss listeners’ questions relating to everything long term care. (3:30) George from California asks about the inflation rate behind long term care and general medical care. (14:25) A Californian listener asks for advice regarding the best way to begin researching and looking into the d…
T
The Retirement and IRA Show
1
Retiring With Modest Savings: EDU #2104
1:15:41
1:15:41
Play later
Play later
Lists
Like
Liked
1:15:41
Jim and Chris discuss a couple older emails from listeners’ surrounding the topic of retiring with a modest amount of savings. The post Retiring With Modest Savings: EDU #2104 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
Jim and Chris sit down with in-house long term care (LTC) specialist, Greg Darden to discuss the details of long term care and aging assistance. (Intro) Jim, Chris, and Greg discuss and address listeners’ comments relating to long term care insurance. (32:45) A Coloradoan asks for clarification on a long term care partnership policy. (44:20) A list…
Jim and Chris sit down to discuss the timely topic of tax forms relating to IRAs as well as other retirement accounts. The post IRAs and Related Tax Forms: EDU #2103 appeared first on The Retirement and IRA Show.By Jim Saulnier, CFP® & Chris Stein, CFP®
