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Join Glen James and John Pidgeon as they take a light-hearted look at money issues for millennials. Will they encourage you? Yep Will you be offended? Maybe Will they please everyone? No Follow my millennial money on insta :)
Brought to you by John Pidgeon and Emily Wallace. Are you an aspiring property investor or have a keen interest in property? This podcast could be for you.
Azaria Bell talks with you about your money. We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.
***2020 Australian Podcast Awards Finalist, Best Business Podcast*** Season 3 has just begun! 💖 Join Emily Bowen and Shelley Johnson as they talk with you about your career. If you have any direct feedback, questions or wish to contact us in relation to the show, please visit www.sortyourmoneyout.com/my-millennial-career. my millennial career is part of the my millennial money podcast.
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my millennial money
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bill hacks, relationships + money goals (with Georgia King from She's On The Money)
32:13
32:13
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Georgia King is the co-host of the She's On The Money podcast and we're stoked to have her on the show to share a bit about herself! This chat touches on: 👉a bit about her money perspective and goals 👉🏿bill hacks Georgia uses to win at bills 👉🏽relationship and money stuffs 👉🏿some other fun chit chat about podcasting and margaritas woo Get $20 off T…
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my millennial money
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413b Fringe Benefits Tax (FBT), salary packaging + novated leases
35:23
35:23
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35:23
What the heck is Fringe Benefits Tax (FBT)? Scott Young from Altus Financial knows, let's ask him! In this episode Glen brings your questions to Scott, touching on: 👉🏾Fringe Benefits Tax (FBT) - what it is and how it works 👉what salary packaging is vs salary sacrificing - what's included and how it's often managed 👉🏻novated leases 👉🏼the questions y…
Renovation is a hot topic amongst listeners so in this episode Emily is joined by Matt Long from the LVL Group to chat about all things renovation! The convo touches on: 👉🏻ways you can improve the look and feel of your property to make it stand out 👉🏿simple things that make a massive difference in how your place appears 👉🏾a little about footing - c…
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my millennial money
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413 mental health & spending, property vs shares for an inheritance, will negative gearing last, interest only mortgages, living off cash only + more
41:08
41:08
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41:08
Welcome to the podcast today from the front of Glen's boat! This is perhaps a "beginner" level episode - so who can you forward it to? First home super saver scheme video: https://www.youtube.com/watch?v=rDFXb_AcuU0 Check out Glen's Personal Financial Plan ebook: https://bit.ly/glenspersonalplan Get $20 off The Glen James Spending Plan using the co…
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my millennial money
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412b investing platforms, super asset allocations, to hedge or not to hedge + more (campfire chat with Glen James + Vince Scully)
2:05:31
2:05:31
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You loved it so Glen and Vince have done it again - another deep dive campfire chat (2 hours baby!). These convos are pretty loose and involved Glen and Vince sharing their thoughts, hashing out ideas and touching on all that's out there in the investing space. Good fun if you're a little further along in your investing adventure. Get $20 off The G…
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my millennial property
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311 aligning property purchases with your goals (with guest David Neradil)
28:12
28:12
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28:12
David Neradil has been an important influence in John's life as a property investor, so in this episode David and John chat about: 👉a bit about David's upbringing, and where he's at with property investing 👉🏿how important strategy is, and being agile to adapt as things change 👉🏾some of the differences he's noticed in the property investing space ov…
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my millennial money
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412 top money tips, pay off house or invest, pet insurance, how much to invest + Tesla shares (with guest host Joe Saul-Sehy, USA)
41:38
41:38
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41:38
Joe Saul-Sehy is the creator and co-host of the Stacking Benjamins and Money With Friends podcasts, and a friend of Glen's! Joe was a financial planner for 16 years before turning his hand to teaching his listeners about personal finance. In this episode he helps answer your questions, including: 👉🏽Q1: Currently I’m a student attempting to save for…
Not entirely sure what a financial adviser actually does or how they can help you? This one’s for you! In this episode, James Millard, director and head financial adviser at Sufficient Funds, joins Azaria on the podcast to touch on: 👉🏻 how a financial adviser can provide value in ways that books and podcasts can’t 👉 seeing an adviser vs seeing an a…
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my millennial money
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💥Underquoted property listings + what to do with a hot market 🔥 and Jess a FHB bid on a property that went for $200k more than the guide 😱
33:51
33:51
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33:51
Glen is joined by John Pidgeon and Emily Wallace (from my millennial property) to talk about the wild times that are out there for first home buyers. Get $20 off The Glen James Spending Plan using the code "MAGIC". Link to course below! For podcast resources, links to our stuff, disclaimers & warnings about this episode + more... check out: https:/…
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my millennial money
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411b from Zimbabwe to Australia: Zandile's amazing personal + money story
34:15
34:15
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34:15
Zandile has an amazing story - seriously! In this episode she joins Glen to share a bit about herself, touching on: 👉🏿what it was like growing up in Zimbabwe and how she came to be in Australia 👉her experience of money growing up, and some of the cultural differences with money between Zimbabwe and Australia 👉🏻what she studied and the field she's b…
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my millennial property
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310 the importance of pre-approvals + buy later or rentvest now?
25:21
25:21
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25:21
In this episode Emily and John answer your questions! The convo touches on: 👉🏿placing offers without pre-approval - don't do it! 👉🏼buying property in a flood zone and the impact on your home insurance 👉buying an established property vs building your own 👉🏾tips for placing offers on properties you're keen to buy 👉🏽should I buy where I want to live i…
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my millennial money
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411 moving overseas and your money (expat Q&A)
53:26
53:26
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53:26
A bunch of our listeners are expats living overseas, and knowing what to do with your money can be a challenge. So in this episode James Ridley from Atlas Wealth joins Glen to talk through some listener questions around Aussies residing and working overseas. The convo touches on: 👉🏻Q1: I'm hoping to be an expat in the future, how would it work if I…
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gen z money
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property series: buying a house with others (with guest John Pidgeon)
23:24
23:24
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23:24
You don't have to go into the property game alone, bring a friend or family member! In this episode John Pidgeon, co-host of my millennial money and my millennial property, joins Azaria for the final chapter of the property series, talking about: 👉🏽the difference between buying as a married couple vs de facto couple 👉🏻splitting mortgage repayments …
Is money your major motivator at work? Often you hear people say "if only I was paid $5k more...", but would things be that different if you were? In this episode Em and Shell unpack this myth, touching on: 👉🏽some personal attitudes to check if you're focusing a bit too much on the money you earn 👉🏻searching a little deeper than the money - why are…
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my millennial money
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410b ETFs, shares, micro-investing, platforms & brokers (campfire chat with Glen James + Vince Scully)
1:35:11
1:35:11
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Strap in folks! Vince is back and with Glen they share a campfire chat about ETF's and investing, going deeeeeep (1.5 hours deep hehe). The convo touches on: 👉🏿what ETF's are, how they came about, the overall concept and the basics of how they work 👉🏽some of the terminology you'll hear thrown around in the space and what they mean 👉🏻the many option…
The conversation around stamp duty vs land tax has been popular in the media recently, so in this episode Emily and John share their questions and perspectives on the topic, touching on: 👉🏼what's prompted this discussion, why and what changes are proposed for future 👉🏾the differences between states and territories in Australia at present and whethe…
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my millennial money
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410 invest house deposit or not, ensure you're paid right as a woman + superannuation risk profile
24:18
24:18
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24:18
Friend of the show and financial adviser, Amanda Cassar, joins Glen to answer your questions! 👉Q1: how can women keep up when we often make less? 👉🏼Q2: I've saved almost $80k and I'm looking at buying my first investment property and first property in general. I've also had the opportunity to invest into a managed fund, which I've been following fo…
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gen z money
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property series: what to look for in a mortgage (with guest John Pidgeon)
36:09
36:09
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36:09
A mortgage is a big thing to sign up for, so it's important to know how it works and how you can have it set up to suit your situation. Co-host of my millennial money and my millennial property, John Pidgeon, joins Azaria to help talk through: 👉🏼who sets up your mortgage and some options for how you can set up repayments (get the help of an awesome…
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my millennial money
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409b being influenced by emotions, cognitive bias, lying with numbers + more (with economist Tim Harford: Cautionary Tales podcast & his book How To Make The World Add Up)
53:50
53:50
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53:50
Tim Harford is an economist, journalist, author and podcaster - and Glen is a HUGE fan! Very exciting and such an honour to have him as a guest on the show. In this episode they chat about: 👉🏿his Cautionary Tales podcast: https://timharford.com/etc/more-or-less/ 👉cognitive bias and how we perceive facts, events and situations 👉🏽how statistics can b…
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308 my property story: owning + managing 4 properties
26:04
26:04
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26:04
Taleah and Jamie jump on the show to share about their growing property portfolio! They talk about: 👉🏿some of the books they read to get inspired, including 'Rich Dad, Poor Dad': https://booktopia.kh4ffx.net/KQ3oN 👉how they bought their first place 👉🏻the way they focused on paying off debt before saving their deposit 👉🏼how they've then angled thems…
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my millennial money
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409 Jess did Frugal February - how did she go? Plus we share your best frugal tips from the Facebook group
48:15
48:15
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48:15
We're celebrating International Women's Day a little longer, so in this episode the Jess's from the m3 team have taken over as hosts! One of the Jess's did Frugal February so together the ladies talk through how it went, what worked and where things could be done better in future. The chat touches on: 👉🏽a little breakdown and analysis of the areas …
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gen z money
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property series: what to expect in the house buying process (with guest John Pidgeon)
24:07
24:07
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24:07
In this episode John Pidgeon explains step-by-step what to expect from the house buying process, touching on: 👉getting finance - how useful mortgage brokers are 👉🏿what pre-approval means and the documents they'll need from you in order to get it 👉🏽how you start making offers on properties once you get pre-approval 👉🏻the checks you'll want to do bef…
What's your plan for leaving your job? In this episode Em and Shell unpack why it's so important to think about your exit strategy - not just when you've had enough and need to get out! The chat touches on: 👉🏼thinking about your exit strategy as you enter a job - not just when you've decided to move on 👉🏽the mindset to have around you leaving - reg…
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my millennial money
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Our guest Marlee Silva for International Women's Day
49:52
49:52
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49:52
Today is International Women's Day! Sending big love and vibes to all the women out there who make this world what it is! In this episode Marlee Silva joins Glen to share her story. Marlee is a born storyteller, a proud Gamilaroi/Dunghutti woman, podcaster, writer and all-round creative. They chat about: 👉🏾what she has planned for her podcast this …
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my millennial money
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408b mindset, mental health, burnout + performance
54:28
54:28
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54:28
How are you performing in all areas of your life? Are you burning out or slaying? In this episode Vanessa Bennett from Next Evolution Performance joins Glen to answer some community questions, including: 👉🏿Q1: how do you cope with burnout? 👉🏻Q2: how to find mental health support on a low income? 👉Q3: how to address when a co-worker is overworking t…
Purchasing a 2nd property comes with its own unique challenges, so in this episode Emily shares her goal of buying her next property with John, touching on: 👉🏽some of the challenges she is coming across in starting her 2nd property process 👉what to consider when you first begin buying property - long before looking for your 2nd property 👉🏾maintaini…
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my millennial money
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408 buying Afterpay & Zip Pay shares, using equity to buy a 2nd property + maximising your money
41:12
41:12
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41:12
Glen hosted the first my millennial money meet up for the year on the sunny Gold Coast! In this episode live audience members asked the following questions: 👉Q1: What are methods for sharing finances with a partner? 👉🏾Q2: How do you withdraw and use equity from a 1st property to buy a 2nd? 👉🏼Q3: What are some of the tax deductions you can claim on …
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gen z money
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property series: why you might NOT choose to buy a property
23:51
23:51
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23:51
Just because property CAN be a good investment, it doesn't mean everyone SHOULD buy property right this very second. Sometimes it's not the right time or choice for your situation. In this episode Azaria shares her thoughts on this idea, touching on: 👉🏾not all property goes up in value 👉sometimes it's ok to focus on gaining experiences out in the w…
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my millennial money
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407b rentvesting a first home + leaving the city - how did they do it?
39:04
39:04
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39:04
Friends of the show Nath & Cal share a bit of their story with Glen touching on: 👉🏻Nath's nomination for the 2020 Telstra Ballet Awards (the easiest way to vote is to text ‘Nathan’ to 0484 BALLET (0484 225 538) or go to https://www.telstra.com.au/2020-telstra-ballet-dancer-awards and follow the prompts) 👉🏽what it was like building their own home fr…
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my millennial property
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306 setting your long term property goals
23:00
23:00
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23:00
Setting your long term goals with property puts all of your decisions into context and on a timeline. In this episode Emily and John chat about how you can determine your goals, measure and manage them, and keep everything in your planning in perspective. The chat touches on: 👉🏻what you're aiming for and why you're heading towards that 👉🏾setting up…
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my millennial money
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407 this episode is not for you (it's for your mum or dad)
49:42
49:42
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49:42
Share this with your mum/dad/aunty/uncle/older person in your life - it's all about money stuff for over 55s. Marc Bineham, the former president of the Association of Financial Advisers (AFA), joins Glen to answer the questions you sent in on behalf on your parents/older contacts, touching on: 👉Q1: How do you actually access super and what do you d…
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gen z money
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property series: the first home buyer grants + concessions explained (with guest John Pidgeon)
19:03
19:03
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19:03
First home buyer grants and concessions can be confusing, but never fear, John Pidgeon is here! John is the co-host of my millennial money and my millennial property and has been a property investor himself for almost 20 years. In this episode he joined Azaria to help demystify the grants and concessions available for first home buyers. The chat to…
Are you looking for that next promotion? Don't seek just the next promotion, seek to be *promotable* - no matter where you are in your career. In this episode Rohan Dredge (Executive Leadership Consultant, Coach and keynote speaker) joins Shell and Em to unpack this idea touching on: 👉🏿seeking to be promotable, rather than looking for the promotion…
