𝗖𝗮𝗻 𝗗𝗶𝗴𝗶𝘁𝗮𝗹 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻𝘀 𝗶𝗻 𝗗𝗲𝗻𝘁𝗮𝗹 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗕𝗲 𝗔 𝗙𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸 𝗙𝗼𝗿 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗶𝗻 𝗪𝗲𝗹𝗹𝗻𝗲𝘀𝘀. 𝗔 𝗖𝗼𝗻𝘃𝗲𝗿𝘀𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝘁𝗵 𝗔𝗹𝗲𝘅 𝗙𝗿𝗼𝗺𝗺𝗲𝘆𝗲𝗿, 𝗖𝗘𝗢 𝗕𝗲𝗮𝗺 𝗗𝗲𝗻𝘁𝗮𝗹
Manage episode 270695971 series 2762032
This is a podcast on Dental Insurance...but before you dismiss dental as just a small subset of insurance or employee benefits, you may want to listen in to this episode. Beam Dental is the first digital native dental insurer. They use data to underwrite risk in the same other insurers underwrite their exposures, which is a departure from the slot-rating that most benefit companies employ. The Beam Brush, is a connected toothbrush that informs beneficiaries with info on their dental wellness and qualifies them for insurance discounts, aligning everyone's interests.
Perhaps more importantly, Beam's business model is evidence that a wellness-based alignment works. And perhaps this is a model we can use to align health insurance and wellness? It's hard to not get excited about how Alex Frommeyer and Beam are working this problem!
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